Terms of Service

Your agreement with HubCore Console App for financial management services

Effective Date

January 15, 2025

Agreement to Terms

By accessing and using HubCore Console App services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations.

1

Service Description

HubCore Console App provides cost management and financial planning tools designed to help businesses in Vietnam optimize their financial operations. Our platform offers expense tracking, budget planning, and financial reporting capabilities.

We deliver these services through our web-based platform accessible at hubcoreconsoleapp.com, along with supporting educational resources and customer support services.

2

User Accounts and Registration

Account Creation

To access our services, you must create an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials.

Account Responsibilities

  • Provide truthful and accurate information during registration
  • Keep your login credentials secure and confidential
  • Notify us immediately of any unauthorized account access
  • Accept responsibility for all activities that occur under your account
  • Maintain current contact information in your account profile
3

Acceptable Use Policy

Your use of our services must comply with all applicable laws and regulations. You agree not to engage in any activities that could harm our platform, other users, or violate legal requirements.

Prohibited Activities

  • Attempting to gain unauthorized access to our systems or user accounts
  • Using automated tools to scrape or harvest data from our platform
  • Uploading malicious software, viruses, or harmful code
  • Sharing false, misleading, or fraudulent financial information
  • Interfering with the normal operation of our services
  • Violating intellectual property rights of HubCore Console App or third parties
4

Data Privacy and Security

We take the protection of your financial data seriously and implement appropriate security measures to safeguard your information. Our data handling practices are designed to comply with applicable privacy regulations.

Your financial data remains confidential and is used solely for providing our cost management services. We do not sell or share your personal financial information with third parties for marketing purposes.

Data Collection and Use

We collect and process financial data necessary to provide our services, including transaction records, budget information, and account details. This information helps us deliver personalized cost management insights and reporting.

5

Service Availability and Modifications

We strive to maintain consistent service availability, though we cannot guarantee uninterrupted access due to maintenance, technical issues, or circumstances beyond our control.

Planned Maintenance

We may temporarily suspend services for routine maintenance, system updates, or improvements. When possible, we will provide advance notice of scheduled maintenance activities.

Service Changes

HubCore Console App reserves the right to modify, update, or discontinue features of our service. We will notify users of significant changes that may affect their use of the platform.

6

Payment Terms and Billing

Our pricing structure is clearly outlined on our website, with different service tiers available to meet varying business needs. Payment terms depend on your selected service plan.

Billing Cycles

  • Monthly subscriptions are billed in advance on the same date each month
  • Annual subscriptions offer cost savings and are billed yearly
  • Free trial periods do not require payment information
  • Billing occurs automatically unless you cancel your subscription

Refund Policy

Refunds may be considered on a case-by-case basis for services not yet utilized. We do not provide refunds for partial months of service or for accounts terminated due to terms violations.

7

Intellectual Property Rights

All content, software, designs, and materials provided through our platform are protected by intellectual property laws. HubCore Console App retains ownership of our proprietary technology and content.

User Content

You retain ownership of financial data and content you input into our system. By using our services, you grant us necessary rights to process and analyze this data to provide our cost management services.

Platform Content

Our educational materials, software interface, reports, and analytical tools remain the exclusive property of HubCore Console App. Users may not reproduce, distribute, or create derivative works from our proprietary content.

8

Limitation of Liability

HubCore Console App provides cost management tools and educational resources to support your financial decision-making. However, we cannot guarantee specific financial outcomes or results from using our services.

Our liability is limited to the amount paid for services during the twelve months preceding any claim. We are not responsible for indirect, consequential, or punitive damages arising from service use.

Service Limitations

While we strive for accuracy in our tools and reports, users should verify important financial information and consult with qualified professionals for significant business decisions. Our platform serves as a supportive tool rather than a replacement for professional financial advice.

9

Account Termination

Either party may terminate the service relationship with appropriate notice. Account termination procedures vary depending on whether termination is initiated by the user or by HubCore Console App.

User-Initiated Termination

You may cancel your account at any time through your account settings or by contacting our support team. Cancellation takes effect at the end of your current billing period.

Company-Initiated Termination

We may suspend or terminate accounts that violate these terms, engage in fraudulent activities, or pose security risks to our platform or other users. In such cases, we will provide notice when possible.

Data Retention After Termination

Following account termination, your data will be retained for a limited period to allow for account reactivation. After this period, data is permanently deleted in accordance with our privacy policy.

10

Dispute Resolution

We encourage users to contact our support team first to resolve any concerns or disputes. Most issues can be addressed through direct communication with our customer service representatives.

Governing Law

These terms are governed by the laws of Vietnam, where our primary business operations are located. Any legal disputes will be resolved in accordance with Vietnamese legal procedures and regulations.

Mediation Process

For disputes that cannot be resolved through customer support, we prefer mediation as an alternative to formal legal proceedings. This approach often provides faster, more cost-effective resolution for all parties involved.

Questions About These Terms?

+84903275289
17 Xuân Diệu, Lộc Châu, Bảo Lộc, Lâm Đồng, Vietnam

Last Updated: January 15, 2025

We may update these terms periodically to reflect changes in our services or legal requirements. Users will be notified of significant changes via email or platform notifications.